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Unlock Property Opportunities with our Commercial Mortgages

Tailored Financing for Your Business Property Ventures

Commercial Mortgages UK

Funding Guru specialises in providing strategic financing services for businesses investing in commercial properties. Whether acquiring, refinancing, or expanding your commercial ventures, our commercial mortgages offer flexibility and tailored options to suit your unique needs.

What is Commercial Mortgage

A commercial property mortgage provides funding for purchasing or refinancing properties intended for business use, such as offices, warehouses, or retail units. Whether you plan to occupy the space or lease it to other businesses, a commercial mortgage can help secure larger premises, purchase a leisure complex, or refinance existing properties to unlock cash for further growth and investment. Commercial mortgages are a sensible choice for businesses seeking expansion and unlock equity.

Key Features of Commercial Mortgage

Loan Flexibility

Choose loan amounts and terms that align with your business goals.

Competitive Interest Rates

Benefit from competitive rates for cost-effective financing.

Tailored Repayment Plans

Customised repayment schedules to match your cash flow.

Types of VAT Loans

Funding Guru offers various types of commercial mortgages to fulfil the diverse needs of businesses:

Purchase Mortgages

Secure funding for purchasing commercial properties with Funding Guru's Purchase Mortgages. Whether you're expanding your business, establishing a new location, or entering a new market, our tailored financing solutions provide the capital you need for successful property purchases.

Refinance Options

Optimise your financial management with our Refinance Options for commercial mortgages. This strategic solution allows businesses to restructure existing mortgage loans, potentially lowering interest rates and improving overall financial stability.

Expansion Financing

Fuel your business growth with our Expansion Financing through commercial mortgages. Tailored for businesses looking to expand their commercial ventures, this financing option provides the necessary funds for securing larger premises or diversifying into new spaces.

Thoughts from Matt

Commercial mortgages are a great choice if you want to transition away from renting your business premises, or you’re looking to unlock capital in all or part of a property you own.

There aren’t many cash buyers when it comes to property ownership. If you’re considering buying a property for business use, a commercial mortgage is your best option as you can make repayments over a period of time that suits you.

We’ve loaned hundreds of millions in commercial mortgage deals over the years to businesses in all sectors so get in touch.“

Matt Haycox
Founder and CEO, Funding Guru

How Commercial Mortgages Work

Once you’ve identified a suitable property or are considering refinancing an existing site, the next crucial step is to find a reliable lender. For properties intended for tenant occupation, the lender typically assesses the property’s ability to generate sufficient rental income, aiming for at least 150% of the mortgage payments. For instance, if your monthly mortgage payment amounts to £3,000, your rental income should ideally be £4,500 or more.

At Funding Guru, we have funded the acquisition and redevelopment of all range of properties in the UK, so we know the right mortgage for your needs. Even if we’re not the direct source of funding, our role as both a broker and lender confirms that we’ll find a suitable solution for you.

Application Process for Commercial Mortgage

Initial Consultation

Contact our team of experts for a consultation.

Document Submission

Provide details about your business, property, and financial standing.

Tailored Proposal

Receive a personalised financing proposal outlining repayment options and terms.

Fast Approval

Experience an expedited approval process for quick access to funds.

Why Choose Us

Tailored Solutions

Benefit from personalised and flexible financing solutions designed to meet the unique needs of your business.

Transparent Approach

Experience transparency at every step of the financing journey, ensuring clarity and confidence in your financial decisions.

Proven Success Stories

Join a community of thriving businesses that have achieved success with Funding Guru's financial expertise and support.

Industry Experience

Rely on a partner with extensive industry experience, providing you with insights and guidance to navigate the complexities of business finance.

Efficiency and Simplicity

Discover a streamlined process that makes obtaining business finance quick and efficient, allowing you to focus on what matters - growing your business.

Testimonials

Contact Us

Unlock the potential of your commercial property ventures. Explore Funding Guru’s comprehensive Commercial Mortgage solutions today.